RRSPs and RESPs

A registered retirement savings plan (RRSP) can be an effective way to benefit from tax-deferred compound interest and accumulate savings for your long-term retirement goals. And if you have children, a registered education savings plan (RESP) can help you contribute to their post-secondary education.

The advantages of RRSPs and RESPs include:

• Tax-deductible RRSP contributions
• Tax deferral of compounding income and growth
• Government RESP grant is available based on family net income and amount contributed

We can help you personalize an investment portfolio based on your financial security goals, your tolerance to risk and your timeline for realizing your goals. Contact us today to take a closer look at your investment portfolio and find out how RRSPs and RESPs could be part of your financial security plan.